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Mollie Hale Carter: Strategies for Debt Reduction

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Mollie Hale Carter believes everyone should be empowered with the information, tools and resources needed to better manage their finances, and to make the decisions that enable the opportunity to reach their individual financial goals. The CEO and Chairman of Sunflower Bank, Mollie Carter and her team look to offer the financial solutions and expertise customers need to become more active participants in their own financial future. ·          Taking steps to reduce personal debt, as Mollie Hale Carter knows, is one way to begin down the path of financial stability. Doing so can be accomplished a variety of ways, including: ·          Setting a Budget and Sticking with It. ·          Avoiding Opportunities to Borrow Additional Money to Pay Off Bills and Existing Debt. ·          Cutting or Reducing Expenses That...

Mollie Hale Carter: Taking Steps to Reduce Your Debt

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Looking to the reduce the burden of personal debt? As CEO of Sunflower Bank, Mollie Hale Carter knows that reducing debt isn’t always simple or easy, though there are a few simple steps that, when combined with a disciplined and determined approach, can help to make the debt reduction process is a little more straightforward, as well as a little less stressful. Adhering to a Budget By mapping out all sources of household income, as well as all current expenses, you provide yourself a framework through which your budget and your debt are a little more manageable. Optimizing Your Payments For those debts associated with high interest rates, make a concerted effort to pay the maximum amount possible. For all others, make the minimum payment. Renegotiate Interest Rates Often times a credit card company will reduce your interest rates should you make the request to do so. For cards and other high interest rate debts, it doesn’t hurt to request a lower rate. 

Mollie Carter: The Value of Overdraft Protection

Mollie Carter and the professionals at Sunflower Bank understand that life gets busy, and that overdrawing an account can happen to anyone. This is why Sunflower Bank offers customers the opportunity to protect themselves during overdraft situations, ensuring you have the peace of mind of knowing that you are covered should an emergency or oversight occur. One overdraft option offered by Mollie Carter and the Sunflower Bank team is the Overdraft Protection Line of Credit, a service that covers you during unplanned shortages and provides you a case reserve to use at your convenience. The Overdraft Protection Line of Credit can be used during cases of emergency, when unexpected expenses pop up or even when you would like to get away. Available with no set-up charge and for a minor monthly fee, this unsecured line of credit protects you from being penalized by an overdraft fee, and is paid back using the convenience of automatic repayment. Lear more about Sunflower Bank’s Over...

Mollie Carter: Skills Needed for a Successful Banking Career

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Mollie Carter is a determined, results-driven banking professional; someone who has not only advanced and grown a successful career in the field, but who has achieved considerable success at some of its highest levels. Initially a Director at Sunflower Bank, Carter’s continually high level of performance and proficiency quickly grabbed the attention of others throughout the organization, leading to what has now become more than 10 years of success as bank CEO and President. As Mollie Carter knows, a successful banking career isn’t built on hard work alone. There are certain skills any aspiring professional must have and refine in order to reach and sustain a significant level of success. Such skills commonly include: Adaptability Banking institutions are often dynamic, evolving environments, as is the banking industry as a whole. It’s important to be able to think on your feet and pivot whenever necessary. Analytical Thinking The ability to analyze complex issues and de...

Mollie Hale Carter: Cultivating a More Innovative Work Environment

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Mollie Hale Carter understands workplace innovation as one of the main driving forces behind organizational change, progress and opportunity. As leader and CEO of Sunflower Bank, Mollie Carter works to promote and cultivate an environment that allows for such innovation to take place, and that capitalizes on great ideas to take her employees, and her organization, to the next level of success. Achieving a more innovation-based work environment, as Mollie Hale Carter knows, is often best accomplished through: A more diverse workforce Seeking out not only the right candidates, but those of varying backgrounds, experiences and processes, helps to infuse your organization with the diversity of thought and ideas needed to learn, develop and grow as a unit. A structured process through which innovation can flow When new ideas come up at meetings, during conversation or are sparked during the production process, it’s best to have a structured process in place through whi...